For start-ups or companies with a lack of assets, financial strength and profitability, traditional financing is often not an option. Slow paying customers can put your growth--and your very survival--at risk. You work long hours to build a business but still may not be acceptable to traditional lenders.

Business Credit Partners may be the solution you need.

Accounts Receivable Factoring from BCP (also referred to as Accounts Receivable Purchasing and Invoice Discounting) is a funding arrangement in which a company sells its outstanding invoices to and receives immediate funding from us.

BCP builds strong factoring relationships with our clients. We grant a credit facility and enter into an ongoing program to purchase your receivables. If your company sells products or services to another business or government on credit terms, you can factor your receivables with BCP and eliminate the long billing cycles that put a strain on cash flow. You accelerate cash flow and create immediate working capital. So whether you are growing fast or struggling with challenges, factoring with BCP can provide a reliable, consistent and immediate source of funds.

Factoring is a flexible financial solution that can help your business be more competitive while improving your cash flow, credit rating and ability to take advantage of supplier discounts. Unlike traditional lending, factoring relies on the financial strength and credit worthiness of YOUR CUSTOMERS--not you. If your customers have good credit, your company becomes a good candidate for factoring by BCP.

The benefits of the Factoring with BCP are many:

Be more competitive
Your company can build the cost of factoring into the cost of goods and services. You can plan based on consistent and reliable funding and achieve your business goals confidently.

Spend Less Time Collecting Money and More Time Building Business
BCP's skilled and experienced professionals will assist your collections. You can focus your company's resources on core operations and save clerical and personnel costs.

Take Advantage of Supplies Discounts--Build Your Credit Rating
Increased cash flow from factoring allows your company to take advantage of supplier discounts as you can pay your vendors earlier or buy in larger quantities. Over time, you build your credit and credit rating both with BCP and with your vendors. BCP will also investigate and make recommendations about your customers' credit worthiness, saving you money and helping you make better sales decisions.

Greater Flexibility
Factor as large or as little an amount as you want--there are no minimums or maximums. There are no multi-year binding contracts or obligations.

Get started today. Call one of our Business Development Officers for a risk-free, no-obligation phone consultation to analyze your receivables.